CM WEALTH ADVISORS LLC

Form ADV Part 2B – Brochure Supplements March 26, 2025 CM Wealth Advisors LLC 2000 Auburn Drive, Suite 400 Beachwood, Ohio 44122 216-831-9667 The following Brochure Supplements provide information that supplements the ADV Part 2 Brochure of CM Wealth Advisors LLC. You should have received a copy of the brochure. Please contact the Compliance Department at the above phone number if you did not receive CM Wealth Advisors’ Brochure or if you have any questions about the content of these supplements.   March 26, 2025 Form ADV Part 2B Brochure Supplement for Paul A. Bodnar Item 1 – Cover Page Paul A. Bodnar CM Wealth Advisors LLC 2000 Auburn Drive, Suite 400 Beachwood, OH 44122 216-831-9667 This brochure supplement provides information about Paul A. Bodnar that supplements the ADV Part 2 Brochure. You should have received a copy of that brochure. Please contact the Compliance Department at the above phone number if you did not receive CM Wealth Advisors’ Brochure or if you have any questions about the content of this supplement. PAUL A. BODNAR Item 2 - Educational Background and Business Experience Effective July 1, 2023, Mr. Bodnar is the Chief Investment Officer at CM Wealth Advisors LLC (“CMWA”). He is also a Member of CMWA as well as a member of the Managing Board. In addition, he is Chairman of CMWA’s Investment Committee. He joined CMWA in 2015. Mr. Bodnar was born in 1977 and earned his BS in Management with a Finance concentration and International Economics minor from Case Western Reserve University in 2004. Prior to joining CMWA, Mr. Bodnar was the Managing Director of Incremental Insights from 2012 to 2015 and Vice President and Senior Equity Analyst at Longbow Securities from 2005 to 2012. Item 3 – Disciplinary Information There are no legal or disciplinary events to report with respect to Mr. Bodnar. Item 4 – Other Business Activities A. Mr. Bodnar is not actively engaged in any other investment-related business or occupation. B. Mr. Bodnar is not actively engaged in any other business or occupation, but does hold the following non-profit positions: Investment Committee Member of Sisters of the Humility of Mary  President & Board Member of CAMBA (Cleveland Area Mountain Bike Association)  Vice President of OMBA (Ohio Mountain Bike Association)  {Continued} Paul A. Bodnar CM Wealth Advisors LLC  Item 5 – Additional Compensation There are no arrangements where a non-client provides compensation or other economic benefits to Mr. Bodnar for providing investment advisory services. Item 6 – Supervision R. Douglas McCreery, Manager of CMWA, is Mr. Bodnar’s direct supervisor and may be contacted at (216) 831-9667. Paul A. Bodnar CM Wealth Advisors LLC  March 26, 2025 Form ADV Part 2B – Brochure Supplement for Neal B. Colby Item 1 - Cover Page Neal B. Colby CM Wealth Advisors LLC 2000 Auburn Drive, Suite 400 Beachwood, Ohio 44122 216-831-9667 This brochure provides information about Neal B. Colby that supplements the ADV Part 2 Brochure. You should have received a copy of that brochure. Please contact the Compliance Department at the above phone number if you did not receive CM Wealth Advisors’ Brochure or if you have any questions about the content of this supplement. NEAL B. COLBY Item 2 - Educational Background and Business Experience Mr. Colby is the Chief Financial Officer and Chief Compliance Officer at CM Wealth Advisors LLC (“CMWA”). He is also a member of CMWA as well as a member of the Managing Board. He joined CMWA in 2014. Mr. Colby was born in 1968 and earned his BBA in Finance from The University of Akron and an MS in Accounting from Kent State University. Prior to joining CMWA, Mr. Colby was the Controller at Walnut Ridge Strategic Management Co, LLC for five years. He also was employed at Cohen & Company for fifteen years and a Principal at the time of his departure. Mr. Colby is a Certified Public Accountant (CPA). CPAs are licensed and regulated by their state boards of accountancy. While state laws vary, the education, testing and experience requirements at the time of his licensing included a bachelor’s degree, minimum experience levels, and successful passage of the Uniform CPA Examination. To maintain the CPA license, states generally require the completion of 40 hours of continuing professional education (CPE) per year or 120 hours over a three-year period. Additionally, Mr. Colby is a member of the American Institute of Certified Public Accountants (AICPA) and is required to follow a Code of Professional Conduct. He is also a member of the Ohio Society of Certified Public Accountants (OSCPA). Mr. Colby maintains a Certified Exit Planning Adviser (CEPA) credential. A CEPA has advanced exit planning expertise and depth of financial knowledge to help through the process of transitioning out of a business. They are financial advisors, accounting, banking or legal professionals who have undergone a five-day course and passed an exam. The CEPA is administered by the Exit Planning Institute. Item 3 – Disciplinary Information There are no legal or disciplinary events to report with respect to Mr. Colby. {Continued} Neal B. Colby CM Wealth Advisors LLC  Item 4 – Other Business Activities A. Mr. Colby is not actively engaged in any other investment-related business or occupation. B. Mr. Colby is not actively engaged in any other business or occupation. Item 5 – Additional Compensation There are no arrangements where a non-client provides compensation or other economic benefits to Mr. Colby for providing investment advisory services. Item 6 – Supervision R. Douglas McCreery, Manager of CMWA, is Mr. Colby’s direct supervisor and may be contacted at (216) 831-9667. Neal B. Colby CM Wealth Advisors LLC  March 26, 2025 Form ADV Part 2B – Brochure Supplement for John E. Kohl Item 1 – Cover Page John E. Kohl CM Wealth Advisors LLC 2000 Auburn Drive, Suite 400 Beachwood, Ohio 44122 216-831-9667 This brochure provides information about John E. Kohl that supplements the ADV Part 2 Brochure. You should have received a copy of that brochure. Please contact the Compliance Department at the above phone number if you did not receive CM Wealth Advisors’ Brochure or if you have any questions about the content of this supplement. JOHN E. KOHL Item 2 - Educational Background and Business Experience Mr. Kohl is a Member of CM Wealth Advisors LLC (“CMWA”). He joined CM Wealth Advisors in 2002. Although he retired from his position as a Vice President of CM Wealth Advisors Inc. in 2009, Mr. Kohl continued to work with the Company as a Senior Consultant, and, as of January 1, 2019, Mr. Kohl became a Member. In addition, he is a member of CMWA’s Investment Committee. Mr. Kohl was born in 1939 and earned a BS degree from Pennsylvania State University, where he majored in finance and economics. He attended Cleveland-Marshall Law School, graduating with a JD degree, and was admitted to the Ohio Bar in 1967. Prior to joining CMWA, Mr. Kohl was Executive Vice President of KeyCorp and a Managing Director of Key Principal Partners. During his seven years with KeyCorp, he had executive management oversight for its Capital Markets and Investment Banking Groups, as well as its private equity investment program. Previously, Mr. Kohl spent more than 23 years in senior management positions at McDonald & Company Securities, Inc., a Cleveland-based investment banking firm. Item 3 - Disciplinary Information There are no legal or disciplinary events to report with respect to Mr. Kohl. Item 4 - Other Business Activities A. Mr. Kohl is not actively engaged in any other investment-related business or occupation. B. Mr. Kohl is not actively engaged in any other business or occupation, but does hold the following positions (all of which are non-profit):  Board Member, Winous Point Marsh Conservancy {Continued} John E. Kohl CM Wealth Advisors LLC  Item 5 - Additional Compensation There are no arrangements where a non-client provides compensation or other economic benefits to Mr. Kohl for providing investment advisory services. Item 6 - Supervision R. Douglas McCreery, Manager of CMWA, is Mr. Kohl’s direct supervisor and may be contacted at (216) 831-9667. John E. Kohl CM Wealth Advisors LLC  March 26, 2025 Form ADV Part 2B – Brochure Supplement for Amy R. Lorius Item 1 - Cover Page Amy R. Lorius CM Wealth Advisors LLC 2000 Auburn Drive, Suite 400 Beachwood, Ohio 44122 216-831-9667 This brochure provides information about Amy R. Lorius that supplements the ADV Part 2 Brochure. You should have received a copy of that brochure. Please contact the Compliance Department at the above phone number if you did not receive CM Wealth Advisors’ Brochure or if you have any questions about the content of this supplement. AMY R. LORIUS Item 2 - Educational Background and Business Experience Ms. Lorius is a Senior Client Service Director and Member at CM Wealth Advisors LLC (“CMWA”). She joined CMWA in 2020. Ms. Lorius was born in 1970 and earned her BS in Marketing after receiving her Associate’s degree in the Arts from The University of Akron. Prior to joining CMWA, Ms. Lorius was at Key Private Bank as a Senior Vice President Regional Director of Trust for ten years. She also served as a Trust Advisor at PNC Bank Private Client Group for eleven years. Ms. Lorius is a Certified Financial Planner (“CFP”)™. The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by the Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 62,000 individuals have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:  Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a bachelor’s degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk {Continued} Amy R. Lorius CM Wealth Advisors LLC  management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning.  Examination – Pass the comprehensive CFP® Certification Examination. The examination, administered in 10 hours over a two-day period, includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances.  Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year).  Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:  Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and  Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. CFP Acknowledgment: Ms. Lorius acknowledges her responsibility as a CFP® professional to adhere to the standards that have been established in the CFP Board’s Standards of Professional Conduct. Item 3 – Disciplinary Information There are no legal or disciplinary events to report with respect to Ms. Lorius. {Continued} Amy R. Lorius CM Wealth Advisors LLC  Item 4 – Other Business Activities A. Ms. Lorius is not actively engaged in any other investment-related business or occupation. B. Ms. Lorius is not actively engaged in any other business or occupation but does hold the following non-profit positions:  Member of the Cleveland Estate Planning Council Item 5 – Additional Compensation There are no arrangements where a non-client provides compensation or other economic benefits to Ms. Lorius for providing investment advisory services. Item 6 – Supervision Aileen Werklund, Chief Client Officer of CMWA, is Ms. Lorius’ direct supervisor and may be contacted at (216) 831-9667. Amy R. Lorius CM Wealth Advisors LLC  March 26, 2025 Form ADV Part 2B – Brochure Supplement for R. Douglas McCreery Item 1 - Cover Page R. Douglas McCreery CM Wealth Advisors LLC 2000 Auburn Drive, Suite 400 Beachwood, Ohio 44122 216-831-9667 This brochure provides information about R. Douglas McCreery that supplements the ADV Part 2 Brochure. You should have received a copy of that brochure. Please contact the Compliance Department at the above phone number if you did not receive CM Wealth Advisors’ Brochure or if you have any questions about the content of this supplement. R. DOUGLAS MCCREERY Item 2 - Educational Background and Business Experience Mr. McCreery is Manager and Chief Executive Officer of CM Wealth Advisors LLC (“CMWA”). He also is a member of CMWA, as well as a member of the Managing Board. In addition, he is a member of CMWA’s Investment Committee. He joined CM Wealth Advisors in 2019. Mr. McCreery was born in 1952 and earned a BS degree from Case Western Reserve University where he majored in accounting and subsequently earned an MBA. He also graduated from Case Western with a JD degree, cum laude, and was admitted to the Ohio Bar. Prior to joining CMWA, Mr. McCreery was a practicing attorney at various firms including Spieth, Bell, McCurdy and Newell, L.P.A., where he was a Director and Shareholder; Young & Dietsch, where he served as Of Counsel Attorney; and Squire, Sanders and Dempsey, as an Associate Attorney. As an attorney, Mr. McCreery is required to follow a Code of Professional Conduct. Item 3 - Disciplinary Information There are no legal or disciplinary events to report with respect to Mr. McCreery. {Continued} R. Douglas McCreery CM Wealth Advisors LLC  Item 4 - Other Business Activities A. Mr. McCreery is not actively engaged in any other investment-related business or occupation. B. Mr. McCreery is actively engaged in the following businesses and holds the following positions:  Director/Secretary, Longford Reserve Ltd., an Ontario, Canada land holding and management company  Director, Old Meadow Corp.  Director/Vice President, Frank Woods, Inc.  Ex-Officio Board Member, OMCO Holdings, Inc.  Managing Member, RBS Investments, LLC  Managing Member, Ohio Reserve Management, LLC  Managing Member, JTS, LLC  Trustee/Director, and current Secretary of the Cleveland Museum of Natural History Item 5 - Additional Compensation There are no arrangements where a non-client provides compensation or other economic benefits to Mr. McCreery for providing investment advisory services. Item 6 - Supervision Mr. McCreery, as Manager and Chief Executive Officer of CMWA, is supervised by the members of CMWA. The members may be contacted through Douglas J. Smorag, CMWA’s Secretary, at (216) 831- 9667. R. Douglas McCreery CM Wealth Advisors LLC  March 26, 2025 Form ADV Part 2B Brochure Supplement for Cynthia G. Resch Item 1 - Cover Page Cynthia G. Resch CM Wealth Advisors LLC 2000 Auburn Drive, Suite 400 Beachwood, Ohio 44122 216-831-9667 This brochure provides information about Cynthia G. Resch that supplements the ADV Part 2 Brochure. You should have received a copy of that brochure. Please contact the Compliance Department at the above phone number if you did not receive CM Wealth Advisors’ Brochure or if you have any questions about the content of this supplement. CYNTHIA G. RESCH Item 2 - Educational Background and Business Experience Ms. Resch resigned as Chief Investment Officer of CM Wealth Advisors LLC (“CMWA”) effective July 1, 2023, but continues as the Senior Investment Strategist and as a Member of CMWA. In addition, Ms. Resch is a member of CMWA’s Investment Committee. She joined CM Wealth Advisors in 2012. Ms. Resch was born in 1957 and earned her BA from the University of Vermont in 1979 and her MBA from Case Western Reserve University Weatherhead School of Management in 1983. Prior to joining CMWA, Ms. Resch spent over 20 years in various positions within Victory Capital Management and the wealth management group of KeyCorp. From 2004 until joining CMWA, Ms. Resch managed Victory Capital’s “Balanced Team,” which was responsible for investment management and client reporting for endowment and foundation, pension, Taft-Hartley and other institutional accounts. Item 3 - Disciplinary Information There are no legal or disciplinary events to report with respect to Ms. Resch. Item 4 - Other Business Activities A. Ms. Resch is not actively engaged in any other investment-related business or occupation. B. Ms. Resch is not actively engaged in any other business or occupation, but does hold the following positions (all of which are non-profit):  Board Member, Kirtland Country Club  Board Member, Rainbow Babies & Children’s Foundation  Board Member, Piano Cleveland  Member, CFA Society, Cleveland  Garden Club of America Investment Committee  St. Paul’s Church Investment Committee {Continued} Cynthia G. Resch CM Wealth Advisors LLC  Item 5 - Additional Compensation There are no arrangements where a non-client provides compensation or other economic benefits to Ms. Resch for providing investment advisory services. Item 6 - Supervision Paul A. Bodnar, Chief Investment Officer of CMWA, is Ms. Resch’s direct supervisor and may be contacted at (216) 831-9667. Cynthia G. Resch CM Wealth Advisors LLC  March 26, 2025 Form ADV Part 2B Brochure Supplement for Douglas J. Smorag Item 1 - Cover Page Douglas J. Smorag CM Wealth Advisors LLC 2000 Auburn Drive, Suite 400 Beachwood, Ohio 44122 216-831-9667 This brochure provides information about Douglas J. Smorag that supplements the ADV Part 2 Brochure. You should have received a copy of that brochure. Please contact the Compliance Department at the above phone number if you did not receive CM Wealth Advisors’ Brochure or if you have any questions about the content of this supplement. DOUGLAS J. SMORAG Item 2 - Educational Background and Business Experience Mr. Smorag is the Chief Operating Officer and Secretary of CM Wealth Advisors LLC (“CMWA”). He is also a Member of CMWA, as well as a member of the Managing Board and its Investment Committee. He joined CM Wealth Advisors in 1998. Mr. Smorag was born in 1958 and earned a BBA from Kent State University in 1979 and his MBA from Cleveland State University in 1988. Prior to joining CMWA, Mr. Smorag was the President of Zion, Smorag and Associates, Inc., a local CPA firm (1990-1998). Mr. Smorag has been a Certified Public Accountant (CPA) since 1982. CPAs are licensed and regulated by their state boards of accountancy. While state laws vary, the education, testing and experience requirements at the time of his licensing included a bachelor’s degree, minimum experience levels, and successful passage of the Uniform CPA Examination. To maintain the CPA license, states generally require the completion of 40 hours of continuing professional education (CPE) per year or 120 hours over a three-year period. Additionally, Mr. Smorag is a member of the American Institute of Certified Public Accountants (AICPA) and is required to follow a Code of Professional Conduct. Mr. Smorag maintains the Personal Financial Specialist (PFS) credential. The PFS credential demonstrates that an individual has met the minimum education, experience and testing required of a CPA, in addition to a minimum level of expertise in personal financial planning. The PFS credential is administered by the American Institute of Certified Public Accountants. Mr. Smorag holds a Series 65 securities license, which requires passing a qualifying exam administered by the Financial Industry Regulatory Authority (FINRA). The Series 65 license qualifies the holder to be an investment advisor representative to a FINRA registered firm. Item 3 - Disciplinary Information There are no legal or disciplinary events to report with respect to Mr. Smorag. {Continued} Douglas J. Smorag CM Wealth Advisors LLC  Item 4 - Other Business Activities A. Mr. Smorag is not actively engaged in any other investment-related business or occupation. B. Mr. Smorag is not actively engaged in any other business or occupation, but does hold the following Board positions (all of which are non-profit):  JMH Alumni Association  West Park Historical Society  Museum of American Porcelain Art Item 5 - Additional Compensation There are no arrangements where a non-client provides compensation or other economic benefits to Mr. Smorag for providing investment advisory services. Item 6 - Supervision R. Douglas McCreery, Manager of CMWA, is Mr. Smorag’s direct supervisor and may be contacted at (216) 831-9667. Douglas J. Smorag CM Wealth Advisors LLC  March 26, 2025 Form ADV Part 2B Brochure Supplement for Benjamin E. Wallace Item 1 – Cover Page Benjamin E. Wallace CM Wealth Advisors LLC 2000 Auburn Drive, Suite 400 Beachwood, OH 44122 216-831-9667 This brochure provides information about Benjamin E. Wallace that supplements the ADV Part 2 Brochure. You should have received a copy of that brochure. Please contact the Compliance Department at the above phone number if you did not receive CM Wealth Advisors’ Brochure or if you have any questions about the content of this supplement. BENJAMIN E. WALLACE Item 2 - Educational Background and Business Experience Mr. Wallace is a Member and the Director of Investments at CM Wealth Advisors LLC (“CMWA”). Additionally, he is a member of CMWA’s Investment Committee. He joined CMWA in 2018. Mr. Wallace was born in 1989 and earned his BS in Business with an Accounting concentration from Kent State University in 2011. Prior to joining CMWA, Mr. Wallace was an Investment Analyst at RMS Investment Group LLC for approximately six years. He also served as a Senior Accountant/Accounting Professional Management Trainee at DDR Corp for approximately two years. Mr. Wallace has been a Certified Public Accountant (CPA) since 2014. CPAs are licensed and regulated by their state boards of accountancy. While state laws vary, the education, testing and experience requirements at the time of his licensing included a bachelor’s degree, minimum experience levels, and successful passage of the Uniform CPA Examination. In order to maintain the CPA license, states generally require the completion of 40 hours of continuing professional education (CPE) per year or 120 hours over a three-year period. Mr. Wallace is also a Chartered Financial Analyst (CFA). The Chartered Financial Analyst (CFA) charter is a globally respected, graduate-level investment credential established in 1962 and awarded by the CFA Institute — the largest global association of investment professionals. There are currently more than 90,000 CFA charterholders working in 134 countries. To earn the CFA charter, candidates must: 1) pass three sequential, six-hour examinations; 2) have at least four years of qualified professional investment experience; 3) join CFA Institute as members; and 4) commit to abide by, and annually reaffirm, their adherence to the CFA Institute Code of Ethics and Standards of Professional Conduct. {Continued} Benjamin E. Wallace CM Wealth Advisors LLC  High Ethical Standards The CFA Institute Code of Ethics and Standards of Professional Conduct, enforced through an active professional conduct program, require CFA charterholders to:  Place their clients’ interests ahead of their own  Maintain independence and objectivity  Act with integrity  Maintain and improve their professional competence  Disclose conflicts of interest and legal matters Passing the three CFA exams is a difficult feat that requires extensive study (successful candidates report spending an average of 300 hours of study per level). Earning the CFA charter demonstrates mastery of many of the advanced skills needed for investment analysis and decision making in today’s quickly evolving global financial industry. As a result, employers and clients are increasingly seeking CFA charterholders—often making the charter a prerequisite for employment. Additionally, regulatory bodies in 22 countries and territories recognize the CFA charter as a proxy for meeting certain licensing requirements, and more than 125 colleges and universities around the world have incorporated a majority of the CFA Program curriculum into their own finance courses. The CFA Program curriculum provides a comprehensive framework of knowledge for investment decision making and is firmly grounded in the knowledge and skills used every day in the investment profession. The three levels of the CFA Program test a proficiency with a wide range of fundamental and advanced investment topics, including ethical and professional standards, fixed-income and equity analysis, alternative and derivative investments, economics, financial reporting standards, portfolio management, and wealth planning. The CFA Program curriculum is updated every year by experts from around the world to ensure that candidates learn the most relevant and practical new tools, ideas, and investment and wealth management skills to reflect the dynamic and complex nature of the profession. To learn more about the CFA charter, visit www.cfainstitute.org. Item 3 – Disciplinary Information There are no legal or disciplinary events to report with respect to Mr. Wallace. {Continued} Benjamin E. Wallace CM Wealth Advisors LLC  Item 4 – Other Business Activities A. Mr. Wallace is not actively engaged in any other investment-related business or occupation. B. Mr. Wallace is not actively engaged in any other business or occupation. Item 5 – Additional Compensation There are no arrangements where a non-client provides compensation or other economic benefits to Mr. Wallace for providing investment advisory services. Item 6 – Supervision Paul A. Bodnar, Chief Investment Officer of CMWA, is Mr. Wallace’s direct supervisor and may be contacted at (216) 831-9667. Benjamin E. Wallace CM Wealth Advisors LLC  March 26, 2025 Form ADV Part 2B – Brochure Supplement for Aileen P. Werklund Item 1 - Cover Page Aileen P. Werklund CM Wealth Advisors LLC 2000 Auburn Drive, Suite 400 Beachwood, Ohio 44122 216-831-9667 This brochure provides information about Aileen P. Werklund that supplements the ADV Part 2 Brochure. You should have received a copy of that brochure. Please contact the Compliance Department at the above phone number if you did not receive CM Wealth Advisors’ Brochure or if you have any questions about the content of this supplement. AILEEN P. WERKLUND Item 2 - Educational Background and Business Experience Ms. Werklund is the Chief Client Officer and Director of Human Resources at CM Wealth Advisors LLC (“CMWA”). She is also a Member of CMWA as well as a member of the Managing Board. She joined CMWA in 2014. Ms. Werklund was born in 1974 and earned her BS in Business Administration from Baldwin Wallace College and her MBA from Case Western Reserve University with a focus on Finance and Management. Prior to joining CMWA, Ms. Werklund was a Relationship Manager at Hawthorn PNC Family Wealth for 15 years. Ms. Werklund is a Certified Financial Planner (“CFP”)™. The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 62,000 individuals have obtained CFP® certification in the United States. {Continued} Aileen P. Werklund CM Wealth Advisors LLC  To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:  Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a bachelor’s degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning.  Examination – Pass the comprehensive CFP® Certification Examination. The examination, administered in 10 hours over a two-day period, includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances.  Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and  Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:  Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and  Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. CFP Acknowledgment: Ms. Werklund acknowledges her responsibility as a CFP® professional to adhere to the standards that have been established in the CFP Board’s Standards of Professional Conduct. Item 3 – Disciplinary Information There are no legal or disciplinary events to report with respect to Ms. Werklund. {Continued} Aileen P. Werklund CM Wealth Advisors LLC  Item 4 – Other Business Activities A. Ms. Werklund is not actively engaged in any other investment-related business or occupation. B. Ms. Werklund is not actively engaged in any other business or occupation but does hold the following non-profit positions: Member of the Cleveland Estate Planning Council  Member of the Diamond Advisory Group at University Hospital, Cleveland Ohio Item 5 – Additional Compensation There are no arrangements where a non-client provides compensation or other economic benefits to Ms. Werklund for providing investment advisory services. Item 6 – Supervision R. Douglas McCreery, Manager of CMWA, is Ms.Werklund’s direct supervisor and may be contacted at (216) 831-9667. Aileen P. Werklund CM Wealth Advisors LLC  March 26, 2025 Form ADV Part 2B – Brochure Supplement for James W. Wert Item 1 – Cover Page James W. Wert CM Wealth Advisors LLC 2000 Auburn Drive Beachwood, Ohio 44122 216-831-9667 This brochure provides information about James W. Wert that supplements the ADV Part 2 Brochure. You should have received a copy of that brochure. Please contact the Compliance Department at the above phone number if you did not receive CM Wealth Advisors’ Brochure or if you have any questions about the content of this supplement. JAMES W. WERT Item 2 - Educational Background and Business Experience Mr. Wert is a Member of CM Wealth Advisors LLC (“CMWA”). Although he retired from his position as Chief Executive Officer of CMWA in 2021, Mr. Wert continued to work with the Company as a Senior Client Adviser. He also is a member of CMWA’s Investment Committee. He joined CM Wealth Advisors in 2000. Mr. Wert was born in 1946 and earned his BA degree with high honors in Finance from Michigan State University in 1971. He also attended Northwestern University Graduate School of Management from 1971 to 1975 (majoring in Finance) and completed the Stanford University Executive Program in 1982. Prior to joining CMWA, Mr. Wert served in a variety of executive management positions at KeyCorp and its predecessor, Society Corporation. At the time of his early retirement in 1996, he was Senior Executive Vice President & Chief Investment Officer of KeyCorp. Mr. Wert also served as Chief Financial Officer of Society Corporation and KeyCorp from 1990 to 1995. Item 3 - Disciplinary Information There are no legal or disciplinary events to report with respect to Mr. Wert. Item 4 - Other Business Activities A. Mr. Wert is not actively engaged in any other investment-related business or occupation. B. Mr. Wert is not actively engaged in any other business or occupation. He does serve as a trustee of various family trusts, some of which may be CMWA clients. He also holds the following positions:  Outside Director of Park-Ohio Holdings, Inc.  Outside Director of Crawford United Corporation {Continued} James W. Wert CM Wealth Advisors LLC  Item 5 - Additional Compensation There are no arrangements where a non-client provides compensation or other economic benefits to Mr. Wert for providing investment advisory services. Item 6 - Supervision R. Douglas McCreery, Manager of CMWA, is Mr. Wert’s direct supervisor and may be contacted at (216) 831-9667. James W. Wert CM Wealth Advisors LLC